Customize your policy
Vehicle insurance at the best market price
Competitive installments for all drivers
The confidence of a friendly agency with all the solutions
Your vehicle wants Hammer. Vehicle insurance at a reasonable price, calculated by your community's agency, we accept all the drivers, regardless of your history or if you are a Novel driver. Nearby treatment and solutions instantly Do you want to visit us at our Offices or do you prefer that we call you? Do you want us to review your current coverage? Talk to Hammer. We are here to help you!
Auto Insurance features
Mandatory insurance by law to drive a car, aimed at protecting third parties if you are responsible for an accident.
General and hits
Vehicle coverage for any damage caused by fire, crash, vandal events, and more. Are you still paying for your vehicle? This insurance meets the requirements of the financial institution.
Medical expenses and/or protection of uninsured bikers
This insurance covers physical damage to the driver, the passenger, and the damage of the vehicle. It also offers coverage of up to $3,500 in the case of a hit caused by an uninsured biker.
Rent reimbursement, tow truck expenses, etc ...
Check our different daily rates applicable to crane expenses, car rental reimbursement, and more. Choose the one that suits you.
What's included in our
Auto Insurance Coverage,
We want to be sure that you have what you need at the fair price you want to pay. At Hammer, we represent and look for the most suitable product for you to get the most benefit. Call us and develop the ideal policy for you.
Will you notify the insurance I take out to the finance company of my vehicle?
Yes, we will make sure we have your financial data to send you a policy and thus avoid problems with your contract.
How can you help me if my California Registration is suspended?
Very easy, the moment we insure your vehicle we can contact the DMV to request the reinstatement of your license.
What discounts can I enjoy on auto insurance policies?
Many! Ask about multi-policy insurance, Good Driver, Responsible Discount or Cash Payment, to give an example.
Does my auto insurance policy cover me on a Commercial vehicle?
No, personal auto insurance policies will have a business use exclusion in the policy, you would need to talk to our agents to either remove this use exclusion or rate your policy as business use. We are happy to help see the options.
Why is it necessary?
Minimize the damage with a car insurance at a good price
Throughout the state of California, you must have Auto Insurance that will avoid problems, and it will protect you in accident or collision situations. We can not prevent things from happening; life is full of pleasant events and unexpected events, especially on the road. We are the solution.Do you want to talk?
Advantages of insuring your car with Hammer Insurance
When you need to update your policy, you will see how easy it is to adjust your policy, unlike other agents, we will not try to sell you a new policy, we will make sure that the premium settings and billing cycles are understood and correct.
We have the most flexible rates in the industry, we do not pay huge marketing costs and we are not a business led by a franchise, we only serve you and our relationship.
Your agent is your representative; we do not represent the insurance company, there are multiple options, and your benefit is the main objective.
Calculate your price in a couple of minutes
Insurance designed to meet the demand for a population that moves and wants to live freely, but always protected.
Read more about this topic in our blog
Articles on Auto Insurance
4/5/2022Car Insurance: 5 things you should know
Getting insurance, in general, requires patience and good advice, in this case, car insurance represents not only an adequate and convenient decision but also the knowledge of what you want to protect and cover and what are the best options for you.
Update or change your policy easy and quickly.
Each person is different, their circumstances are different too. We want to advise you what is the best insurance for you, improve the one you have
Do you offer registration renewal and new tags from the DMV?
Yes, no lines, no waiting, just pay and go.
Can I get a roadside assistance service plan, in case I have an emergency?
Of course, you can purchase your Roadside Assistance policy on the go and enjoy 24/7 support.
Is there any policy with no cancellation fee?
Most policies will charge a cancellation fee in the form of a flat fee or a percentage of the unearned premium. However, if you need short-term auto insurance, let our agents know. We can write a month-to-month policy that will expire every month unless you renew it, leaving no cancelation fee after expiration.
Do you need pictures of my car to insure it?
We need photos of your vehicle when you are requesting physical damage, you can take photos on your own and send them to us via text or email.
Do you insure people with driving infractions on their record?
Of course. At Hammer, we have access to many insurance companies that only deal with us directly; this gives us many options for you to choose from. At Hammer, no one is left behind.
I need my installment payments to be flexible. How can you help me?
We offer flexible plans with installments adapted to the minimum payment.
What kind of payment plans are most popular?
Month-to-Month are the most popular, and we can offer you that option, however, we highly recommend getting a 6-month, 12-month or even a 3-month term policy. And, that you pay in full as soon as you are able to. Not only will you save on the monthly service / processing fees (usually between $8 to $12 bucks per month) but it will also buy you peace of mind!
We are here for you
Monday to Friday
9 AM - 6 PM
9 AM - 4 PM
We want to meet you!